Buying a home can be a very intimidating
process, especially if you’ve never done it before. So the first thing you
should do before anything else is to choose the right Buyer’s Agent to assist
you in your search and represent your interests during the negotiation and
Choose the Right Agent
To find a real estate agent, it’s best to choose a local
specialist who has helped others in the areas you are interested in living. Ask
lots of questions and make sure they have answers that satisfy you. Don’t go
with anyone who makes you feel uncomfortable. It is recommended that you retain
a full service company that can coordinate all aspects of the purchase process.
Start your process by interviewing Stella as your buyer specialists. Find out HERE what other buyers have to say about
working with Stella Mahaney
Set a Budget
You can calculate how much you can afford. My Affordability
Calculator to the right can help you get a rough idea of how much home you can
afford. Don’t forget to factor in money you’ll need for a down payment, closing
costs, fees (such as for an attorney, appraisal, inspection, etc.) and the
costs of remodeling or furniture. Remember that there are programs available
that require reduced or no down payment. (click here for 0-1% down payment program)
Complete the form the right and our home buying specialists will
contact you to help you determine some initial guidelines.
Search for the Right Home
Make a list of the things you need to have in the house you buy.
Ask yourself how many bedrooms and bathrooms you’ll need, how big you want the
kitchen to be, if there’s an adequate number of closets and cabinet space and
if the yard is big enough for your kids and/or pets to play in. Once you’ve
made a list of your must-have’s, don’t forget to think about the kind of
neighborhood you want, types of schools in the area, the length of your commute
to and from work and the convenience of local shopping. Take into account your
safety concerns as well as current home prices.
(click here for our Free House Hunter Hot
Make an Offer on the Home
Now that you’ve found the home you want, you have to make an
offer. Most sellers price their homes a bit high, expecting that there will be
negotiation involved. You will want the full resources of a buyer’s agent in
your corner at this important stage
“Getting started” usually does not mean that you are going to
rush out today and purchase a house. Most buyers understand that purchasing a
home is a “process” not an “event” We encourage our clients to
begin their process as much as 6 months to a year in advance of their
anticipated move date. However, if you find that your timing is sooner than
this, we can still assist you. It just means we have to work faster for you! If
you are interested in investigating the possibilities of purchasing a home,
please complete the fields to the right in order to investigate the next steps
in your home purchasing process.
the Home Buying Process Now…
There is neither commitment, nor obligation while you are
investigating this process further so go ahead and fill out the fields.