Home Buying Process

Buying a home can be a very intimidating process, especially if you’ve never done it before. So the first thing you should do before anything else is to choose the right Buyer’s Agent to assist you in your search and represent your interests during the negotiation and purchase process.


Choose the Right Agent

To find a real estate agent, it’s best to choose a local specialist who has helped others in the areas you are interested in living. Ask lots of questions and make sure they have answers that satisfy you. Don’t go with anyone who makes you feel uncomfortable. It is recommended that you retain a full service company that can coordinate all aspects of the purchase process. Start your process by interviewing Stella as your buyer specialists. Find out HERE what other buyers have to say about working with Stella Mahaney



Set a Budget

You can calculate how much you can afford. My Affordability Calculator to the right can help you get a rough idea of how much home you can afford. Don’t forget to factor in money you’ll need for a down payment, closing costs, fees (such as for an attorney, appraisal, inspection, etc.) and the costs of remodeling or furniture. Remember that there are programs available that require reduced or no down payment. (click here for 0-1% down payment program)

Complete the form the right and our home buying specialists will contact you to help you determine some initial guidelines.



Search for the Right Home

Make a list of the things you need to have in the house you buy. Ask yourself how many bedrooms and bathrooms you’ll need, how big you want the kitchen to be, if there’s an adequate number of closets and cabinet space and if the yard is big enough for your kids and/or pets to play in. Once you’ve made a list of your must-have’s, don’t forget to think about the kind of neighborhood you want, types of schools in the area, the length of your commute to and from work and the convenience of local shopping. Take into account your safety concerns as well as current home prices.

(click here for our Free House Hunter Hot List program)



Make an Offer on the Home

Now that you’ve found the home you want, you have to make an offer. Most sellers price their homes a bit high, expecting that there will be negotiation involved. You will want the full resources of a buyer’s agent in your corner at this important stage



Getting Started


“Getting started” usually does not mean that you are going to rush out today and purchase a house. Most buyers understand that purchasing a home is a “process” not an “event” We encourage our clients to begin their process as much as 6 months to a year in advance of their anticipated move date. However, if you find that your timing is sooner than this, we can still assist you. It just means we have to work faster for you! If you are interested in investigating the possibilities of purchasing a home, please complete the fields to the right in order to investigate the next steps in your home purchasing process.


 Investigate the Home Buying Process Now…

There is neither commitment, nor obligation while you are investigating this process further so go ahead and fill out the fields.

  • Buying Process